For Tran Singh LLP, easing the burden of the bankruptcy process by providing valuable resources and information to our clients, is a top priority. We endeavor to accomplish that by making as much valuable information available online to you 24/7.
For our Chapter 7 bankruptcy clients, please see the Bankruptcy Timeline below, which illustrates, generally, the typical steps, time frames and deadlines, as well as certain of your responsibilities and obligations, in a Chapter 7 bankruptcy proceeding.
This Bankruptcy Timeline is intended to be read in conjunction with the more detailed information set forth on Chapter 7 Clients, which provides, in additional detail, your deadlines, responsibilities and obligations, and includes additional resources and information.
For our Chapter 7 bankruptcy clients, please see the Bankruptcy Timeline below, which illustrates, generally, the typical steps, time frames and deadlines, as well as certain of your responsibilities and obligations, in a Chapter 7 bankruptcy proceeding.
This Bankruptcy Timeline is intended to be read in conjunction with the more detailed information set forth on Chapter 7 Clients, which provides, in additional detail, your deadlines, responsibilities and obligations, and includes additional resources and information.
Initial Consultation Scheduled
Receive Pre-Consultation E-Mail and/or Directed to Bankruptcy Process | New Clients for Additional Resources, including the Consumer Bankruptcy Consultation Checklist
Setup MyCase Client Portal Account | Complete the Consumer Bankruptcy Homework Packet | Sign and Return the CIN Legal Data Services' Consumer Authorization and Release Form | Review and Compile the Requested Information and Documentation in the Consumer Bankruptcy Consultation Checklist
Meet with Tran Singh LLP at the scheduled appointment time for your Initial Consultation, either in person, via telephone, by Zoom or other remote communication.
Please expect the initial consultation to last at least 1.5 hours and provide all information and/or documentation requested as set forth in the Consumer Bankruptcy Consultation Checklist
After your Initial Consultation, if you've not already done so, set up your MyCase Client Portal Account
Complete Mandatory Pre-Filing Credit Counseling
Please Note: We must receive your certificate of completion by the time you return to sign your petition, schedules and statement of financial affairs
Return any completed paperwork and all requested documents to us either through your MyCase Client Portal, via e-mail at [email protected], or by fax at (832) 975-7301
We need any completed paperwork and all requested documents back before we can begin drafting and preparing your petition and schedules
Approximately 3 to 5 business days after you have returned any completed paperwork and all requested documents, we will contact you to review, discuss and sign your petition, schedules and statement of financial affairs.
Special circumstances may permit this time frame to be expedited; therefore, please let us know if your situation requires immediate attention
Your petition, schedules and statement of financial affairs will be sent to you through MyCase.
Note: Please note that each of the petition, schedules and statement of financial affairs is required to be signed and/or initialed. Therefore, if you elect to receive your documents via email, you must print each page, initial each page, sign where indicated, and return all pages to us either by uploading to your MyCase Client Portal, scanning and attaching to an e-mail at [email protected], or by fax at (832) 975-7301.
PETITION, SCHEDULES & STATEMENT OF FINANCIAL AFFAIRS FILED . . .
Bankruptcy Petition, Schedules and Statement of Financial Affairs electronically filed with the Bankruptcy Court | Southern District of Texas
Bankruptcy Petition, Schedules and Statement of Financial Affairs electronically filed with the Bankruptcy Court | Southern District of Texas
At the time of your petition signing, we will discuss with you in additional detail the timing of this filing
We will provide to you the date your petition was filed, the case number assigned by the bankruptcy court and a file-stamped copy for your records.
When your bankruptcy case is filed, a bankruptcy trustee will be randomly assigned from a pool of panel trustees. Panel trustees are individuals that have been pre-screened and hired to act as Chapter 7 trustees by the U.S. Trustee of the district in which they serve. In the Houston Division of the Southern District of Texas, there are approximately 7 persons that serve as Chapter 7 panel trustees.
NO LATER THAN 21 DAYS AFTER PETITION FILING
TAX RETURNS MUST BE FILED . . .
TAX RETURNS MUST BE FILED . . .
Tax Returns for the last 4 years must be filed with the Internal Revenue Service, or the Trustee will file a Motion to Dismiss your case.
You must file any unfiled tax returns NO LATER THAN 21 days after petition filing. You will need to physically bring two (2) copies of each year required to be filed to 1919 Smith Street, Third Floor, Houston, Texas 77002, file one copy and keep the other file-stamped copy to provide to us.
It is prudent that we remind you that failure to file your tax returns will result in dismissal of your case.
You must file any unfiled tax returns NO LATER THAN 21 days after petition filing. You will need to physically bring two (2) copies of each year required to be filed to 1919 Smith Street, Third Floor, Houston, Texas 77002, file one copy and keep the other file-stamped copy to provide to us.
It is prudent that we remind you that failure to file your tax returns will result in dismissal of your case.
NO LATER THAN 7 DAYS BEFORE THE MEETING OF CREDITORS (341 MEETING)
§ 341(a) MEETING QUESTIONNAIRE AND SWORN TESTIMONY
§ 341(a) MEETING QUESTIONNAIRE AND SWORN TESTIMONY
You must have completed, signed and returned to us the § 341(a) Meeting Questionnaire and Sworn Testimony which is required to be provided to the Chapter 7 Trustee no later than 7 days prior to the Meeting of Creditors.
Please note that this differs from the § 341 Meeting of Creditors Required Statements/Questions, which we are providing for your reference in preparation for your Meeting of Creditors (341 Meeting).
Please note that this differs from the § 341 Meeting of Creditors Required Statements/Questions, which we are providing for your reference in preparation for your Meeting of Creditors (341 Meeting).
APPROXIMATELY 35 TO 45 DAYS AFTER PETITION FILING
ATTEND MEETING OF CREDITORS
(ALSO REFERRED TO AS 341 MEETING)
ATTEND MEETING OF CREDITORS
(ALSO REFERRED TO AS 341 MEETING)
The 341 Meeting will be held via Zoom and you should expect to receive instructions through your MyCase Portal as well as by email.
Please refer to the Instructions for Joining a Zoom 341 Meeting of Creditors as well as Best Practices for Debtors Attending Virtual 341 Meetings of Creditors.
Please refer to the Instructions for Joining a Zoom 341 Meeting of Creditors as well as Best Practices for Debtors Attending Virtual 341 Meetings of Creditors.
It is important that you refer to Chapter 7 Clients for the documentation and/or information that you will be required to bring for this meeting.
NO LATER THAN 45 DAYS AFTER 341 MEETING
COMPLETE MANDATORY DEBTOR EDUCATION AND FINANCIAL MANAGEMENT COURSE
COMPLETE MANDATORY DEBTOR EDUCATION AND FINANCIAL MANAGEMENT COURSE
Your Certificate of Completion is required to be filed with the court in order to obtain a discharge in your Chapter 7 bankruptcy.
Please see Chapter 7 Clients for additional information with respect to your Mandatory Post-Filing Debtor Education and Financial Management Course.
Please see Chapter 7 Clients for additional information with respect to your Mandatory Post-Filing Debtor Education and Financial Management Course.
NO LATER THAN 60 DAYS AFTER 341 MEETING**
DEADLINE TO OBJECT TO DISCHARGE OF CHAPTER 7 BANKRUPTCY OR DISCHARGEABILITY OF A DEBT
DEADLINE TO OBJECT TO DISCHARGE OF CHAPTER 7 BANKRUPTCY OR DISCHARGEABILITY OF A DEBT
Creditors have 60 days after the date first set for your 341 Meeting to file a complaint objecting to the discharge of their debt, or to your entire discharge under Chapter 7.
Please see Chapter 7 Clients for additional information on a Chapter 7 Discharge.
Please see Chapter 7 Clients for additional information on a Chapter 7 Discharge.
**Please note that this applies in non-asset cases only; for Chapter 7 cases with non-exempt assets that the Chapter 7 Trustee will liquidate/sell, the timing will vary from what is illustrated in this Chapter 7 Timeline
APPROXIMATELY 2 WEEKS AFTER THE 60 DAY OBJECTION DEADLINE**
CHAPTER 7 DISCHARGE . . .
CHAPTER 7 DISCHARGE . . .
If neither an objection to discharge a debt or dismiss the Chapter 7 bankruptcy case is filed, approximately 2 weeks following the 60-day deadline, the bankruptcy court will enter a discharge order declaring that all debts have been discharged (i.e., released, forgiven). At the same time, the bankruptcy court issues the discharge order, it will also normally issue and order closing the case. The order closing the case is the last event that will occur in the case.
Please see Chapter 7 Clients for additional information on a Chapter 7 Discharge.
Please see Chapter 7 Clients for additional information on a Chapter 7 Discharge.
**Please note that this applies in non-asset cases only; for Chapter 7 cases with non-exempt assets that the Chapter 7 Trustee will liquidate/sell, the timing will vary from what is illustrated in this Chapter 7 Timeline
TRAN SINGH LLP
2502 La Branch Street | Houston, Texas 77004 | Phone: (832) 975-7300 | Fax: (832) 975-7301 | Email: [email protected]
DISCLAIMER AND LEGAL NOTICE
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.
2502 La Branch Street | Houston, Texas 77004 | Phone: (832) 975-7300 | Fax: (832) 975-7301 | Email: [email protected]
DISCLAIMER AND LEGAL NOTICE
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.